HA approves two enhancement measures for subsidised sale flats
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The Subsidised Housing Committee of the Hong Kong Housing Authority (HA) today (November 13) approved two enhancement measures for subsidised sale flats (SSF) to assist members of the public in purchasing SSF and achieving the goal of enjoying a stable home and livelihood.
Lowering home ownership threshold for families with newborns
The Families with Newborns Allocation Priority Scheme and the Families with Newborns Flat Selection Priority Scheme announced by the Chief Executive in his 2023 Policy Address have been gradually yielding results. To further assist families with newborns to purchase their own homes and ease their down payment burden, the Chief Executive announced in his 2026 Policy Address that, starting from the next Home Ownership Scheme (HOS) sale exercise, the maximum mortgage loan-to-value ratio for White Form family applicants with newborns will be raised from 90 per cent to 95 per cent, in line with that for Green Form applicants. All families with children aged three or below on the application form as at the application deadline of the relevant HOS sale exercise will benefit from this measure.
Relaxing alienation restriction period of SSF first put up for sale between 2022 and 2025
As announced by the Chief Executive in his 2025 Policy Address, the alienation restriction period of new SSF put up for sale in the open market is shortened from 15 years to 10 years from the date of first assignment, and the relevant measure has been implemented since the launch of the Sale of HOS Flats 2025 and Sale of Green Form Subsidised Home Ownership Scheme Flats 2025 exercises. To encourage more homeowners to pursue upward mobility along the housing ladder, the HA will also shorten the alienation restriction period to 10 years for SSF first put up for sale between 2022 and 2025.
"The HA has always strived for excellence and, in recent years, has been committed to enhancing the sale, financing and alienation arrangements for SSF. These two new measures will help more families move up the housing ladder while also promoting the turnover of SSF, providing comprehensive assistance to members of the public to achieve home ownership," a spokesman for the HA said.
Ends/Friday, November 13, 2026
Issued at HKT 12:00
Issued at HKT 12:00
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