Residential Mortgage Survey Results for June 2026
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The Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2026.
The number of mortgage applications in June increased month-on-month by 12.5 per cent to 12,117.
Mortgage loans approved in June increased by 25.8 per cent compared with May to HK$50.6 billion. Among these, mortgage loans financing primary market transactions increased by 32.3 per cent to HK$15.5 billion and those financing secondary market transactions increased by 21.6 per cent to HK$28.9 billion. Mortgage loans for refinancing increased by 30.6 per cent to HK$6.2 billion.
Mortgage loans drawn down during June increased by 17.6 per cent compared with May to HK$27.7 billion.
The ratio of new mortgage loans priced with reference to HIBOR decreased from 73.8 per cent in May to 70 per cent in June. The ratio of new mortgage loans priced with reference to best lending rates increased from 1.2 per cent in May to 1.3 per cent in June.
The outstanding value of mortgage loans increased month-on-month by 0.4 per cent to HK$1,955 billion at end-June.
The mortgage delinquency ratio stood at a low level of 0.11 per cent and the rescheduled loan ratio was unchanged at nearly 0 per cent.
Ends/Friday, July 31, 2026
Issued at HKT 16:30
Issued at HKT 16:30
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