Credit card lending survey results for fourth quarter 2025
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The Hong Kong Monetary Authority published today (February 16) the credit card lending survey results for the fourth quarter of 2025.
Total card receivables increased by 8.7 per cent in the fourth quarter to HK$164.2 billion at end-December 2025, mainly driven by festive spending and salaries tax payment.
The combined delinquent and rescheduled ratio was 0.40 per cent at end-December 2025, compared with 0.45 per cent at the previous quarter-end. The charge-off ratio for the fourth quarter of 2025 was 0.62 per cent, compared with 0.64 per cent in the previous quarter.
Ends/Monday, February 16, 2026
Issued at HKT 16:30
Issued at HKT 16:30
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