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Residential Mortgage Survey Results for June 2025
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The following is issued on behalf of the Hong Kong Monetary Authority:
 
     The Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2025.
 
     The number of mortgage applications in June increased month-on-month by 4.8 per cent to 8 581.
 
     Mortgage loans approved in June increased by 3.3 per cent compared with May to HK$27.5 billion. Among these, mortgage loans financing primary market transactions increased by 4.2 per cent to HK$9.3 billion and those financing secondary market transactions increased by 2.4 per cent to HK$15 billion. Mortgage loans for refinancing increased by 5.2 per cent to HK$3.2 billion. 
 
     Mortgage loans drawn down during June increased by 8.9 per cent compared with May to HK$17.7 billion. 
 
     The ratio of new mortgage loans priced with reference to HIBOR increased from 93.4 per cent in May to 94.7 per cent in June. The ratio of new mortgage loans priced with reference to best lending rates decreased from 1.9 per cent in May to 1.7 per cent in June.
 
     The outstanding value of mortgage loans increased month-on-month by 0.1 per cent to HK$1,885.6 billion at end-June. 
 
     The mortgage delinquency ratio stood at a low level of 0.13 per cent and the rescheduled loan ratio was unchanged at nearly 0 per cent.
 
Ends/Thursday, July 31, 2025
Issued at HKT 16:35
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